EMV / open-loop
Paying a fare with an ordinary bank card. It ends the closed-loop card the operator issued — and with it a source of float, data and lock-in that agencies do not give up lightly.
How this list is decided. Membership is not a field an editor set: it is every published entry whose own text names EMV / open-loop, matched at build time, with the sentence printed under each row so you can judge the match yourself. 23 entries in 23 cities. For what the term means rather than who uses it, see Open-loop fare payment in the glossary.
✔ Every published entry is checked against the public sources it cites before publication.
Where it appears in the atlas
The system is run by GAM's Amman Vision Investment & Development (AVID) on dedicated lanes with a closed-loop prepaid card; in February 2023 open-loop Mastercard payments launched with Network International, and Visa signed on weeks later, letting any contactless bank card pay the fare — billed as Jordan's first tra…
"The city now takes bank cards" is usually reported as an upgrade, and usually hides a design decision about who the open loop is for.
MARTA, the regional transit authority serving Atlanta, Fulton, DeKalb and Clayton counties, replaced its roughly 20-year-old Breeze fare-collection system between September 2025 and May 2026 with 'Better Breeze' — open-loop contactless payment (tap a bank card or phone), new faregates, validators and fareboxes built…
Adding open-loop bank cards did not retire the smartcard.
A common card, Mangmoom, was promised from 2016, launched in June 2018 on two lines, then relaunched in 2025 as a bank-issued EMV card.
Bank cards are read at just two stations, at the full COP 3,550 fare and with no transfer, so the open loop costs more than the card.
Operator source for the date open-loop payment actually arrived: contactless debit and credit cards, phones and watches were accepted onboard buses, Green Line trolleys and Mattapan Line trolleys, and at all gated subway stations, from Thursday 1 August 2024 — four years after the mid-2020 date promised at award.
Critically this is payment AT THE COUNTER, not open-loop EMV at the gate.
CTA and Pace switched to Ventra in August 2013, and the gates took ordinary contactless bank cards from the first day — one of the earliest open-loop fare systems in the United States.
The physical GoPass Tap card reached the Dallas Streetcar on 27 July 2020 on Vix Technology's account-based Vix Pulse back office, with open-loop bank cards and digital wallets added across buses, rail and streetcar on 23 September 2021.
Ho Chi Minh City relaunched public-transport e-ticketing in April 2025, this time without a proprietary card: an open-loop EMV system in which any contactless bank card, e-wallet or phone is the ticket, alongside a MultiPass card and MultiGO app for regulars.
Transport for London brought smart fare payment to the mass market: the stored-value Oyster smart card launched in June 2003, followed by open-loop contactless bank-card and mobile payments — on buses in December 2012 and across the Tube and rail in September 2014.
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Operator source for the open-loop answer: bank cards, digital wallets and wearables are accepted 'on Metro and 26 TAP participating transit agencies' from late May 2026, one card can pay for up to four extra passengers, and 'Metro plans to expand the option to reduced-fare riders in early 2027'.
Since 2025 the government has layered open-loop bank-card and QR payment on top.
Current-state check: open-loop payment is 'disponible en la totalidad de las estaciones de la red, sin restricciones de línea o ubicación' ('available at all stations of the network, with no restriction of line or location'), 'cobrando la tarifa estándar de 5 pesos por viaje' ('charging the standard fare of 5 pesos …
Launched on the metro in June 2018 (one of the first open-loop transit deployments in Italy, with Mastercard), the scheme covered 113 stations by 2020 and aggregated taps to the best fare across a 90-minute window.
Sole verified location of open-loop payment in the region.
An open-loop gate changes how residents pay more than it changes who travels — and this one still cannot price a child, so a family goes back to the ticket machine.
In October 2023 SEPTA layered open-loop contactless bank-card and mobile-wallet payment on top of Key for buses, subways and trolleys; regional rail followed in April 2025, making SEPTA the first commuter-rail network in the US to accept tap-to-pay.
Primary source for the open-loop launch: Pago Agil live 13 February 2026 on Metro de Santiago and Tren Nos-Estacion Central, 48 turnstiles across 10 stations, Visa and Mastercard debit, credit and prepaid in physical, digital wallet and smartwatch form, same fares as bip!, transfers preserved only if the same device…
In February 2026, OPRET (Oficina para el Reordenamiento del Transporte), the state agency that operates the Santo Domingo Metro and cable car (Teleférico), began a Phase 1 pilot letting riders pay their fare by tapping an EMV contactless bank card or a compatible digital wallet at turnstiles, instead of using the re…
Establishes the December 2025 open-loop rollout and its limits: physical Mastercard, Visa and Elo cards only, with virtual cards on phones and smartwatches not accepted in this first phase; at least one dedicated turnstile per station; lines 1 and 3 first, lines 2 and 15 during December; the same card usable again o…
Work on an automatic fare collection system started in March 2017 and finished in February 2019, integrating the separate BRT and city bus networks so one ticket covers a journey across both, with the RuPay-based Surat Money Card as the open-loop payment token alongside QR-code paper and mobile tickets.
Others in this group
The whole layer
Every standard, protocol and licence the atlas names, with the open-data licence ladder in one table: Standards & licences.