OPUS Card and the ARTM's Regional Fare System
This overview was generated with AI from the public sources listed below and checked against them before publication. It has not had a complete human fact-check — treat it as a starting point and follow the sources.
14 sourced claims on this page, none individually verified yet — turn on “Sources in the text” to see each one.
How this atlas is made · What “last verified” means · What “source-checked” means · The full record behind this page
The regional authority collapsed 17 fare grids and more than 750 fare products into four zones. In 2026 an ordinary bank card still works only on ten suburban bus lines north of the city.
what does this mean?
The strongest source is the operator's or the city's own reporting — an official report, dataset or press release. It grades who did the looking — not how well the project went. All four grades →Part of 1001 Smart Cities — 1,216 documented projects · 🏙️ 7 more in Montreal · 🚌 Public transport guide · 🚲 Mobility projects
The OPUS contactless card launched across Quebec transit in 2008 and is accepted by every operator in Greater Montreal — the STM, exo, the RTL, the STL and the REM. Since the 2017 reorganisation the ticketing platform belongs to the ARTM, the regional authority that also rewrote the fares: a reform rolled out from July 2021 to 2023 replaced 17 separate fare grids and more than 750 fare products with four zones. Bank cards work only on the STL's Laval buses, which have taken credit cards since 2017 and fleet-wide since 2022, and on nine exo bus lines north of the city where a two-year pilot began in December 2024. A CAD 146M replacement programme, Concerto, contracted to Masabi, is meant to bring contactless bank cards to the whole regular network in 2027, after tests in 2026; since July 2026 some Android users can validate a virtual OPUS at metro turnstiles.
📊 Impact
Fare reform replaced 17 fare grids and more than 750 distinct fare products with 4 zones across the metropolitan region (ARTM). Single fare held at CAD 3.50 through the July 2022 phase; fares indexed about 3% on 1 July 2026.
🎓 Lesson
A regional fare authority can unify a fragmented fare structure years before it can modernise the technology underneath it. Montreal cut its zones from eight to four between 2021 and 2023, yet in 2026 a bank card still works only on Laval's buses and a handful of suburban exo routes.
Sources
Show 5 more sourcesShow fewer
📅 How old is the evidence?
Two clocks, kept apart: when this entry’s sources were published, and what has happened to its record in the atlas. Documented span: since 2008. 6 of 10 sources carry a publication date, from 21 April 2008 to 22 July 2026.
When the sources were published
- Société de transport de Montréal (STM) · operatorSTM — Lancement de la carte OPUS dans les transports collectifs au Québec (2008)
- Mass Transit — Credit card payments now accepted on all STL buses (13 Apr 2022)
- Gouvernement du Québec · regional governmentGouvernement du Québec — La refonte tarifaire se déploie à Laval, Longueuil et Montréal le 1er juillet 2022
- Autorité régionale de transport métropolitain (ARTM) · operatorARTM — L'ARTM s'associe à Masabi pour développer une nouvelle solution billettique
- Autorité régionale de transport métropolitain (ARTM) · operatorARTM — Grille tarifaire 2026-2027
- La Presse · pressLa Presse — Des usagers d'Android peuvent maintenant valider un passage avec leur téléphone (22 July 2026)
Show your work What this page rests on and what it can’t tell you · all 14 claims with their sources · the forensic record
Evidence file · public beta 14 addressable claims, 10 source dossiers, one permanent baseline. The file is unreviewed — an AI-assisted structural migration, not a human or expert endorsement. Every revision keeps a permanent copy under revision history.
Inspect the claims, one by one — verbatim text, sources and caveats for all 14
The text below is copied verbatim from the published record. Each claim names the source dossiers that carry it; caveats stay attached to the claim they qualify.
clm-f97a1814054e7ff0
quantitative
The OPUS contactless card launched across Quebec transit in 2008
Sources carrying this claim
clm-16fb3f3832ede6af
descriptive
is accepted by every operator in Greater Montreal — the STM, exo, the RTL, the STL and the REM
Sources carrying this claim
clm-7825df35f7e86f6a
quantitative
Since the 2017 reorganisation the ticketing platform belongs to the ARTM
Sources carrying this claim
clm-92b129a49bebe76e
quantitative
a reform rolled out from July 2021 to 2023 replaced 17 separate fare grids and more than 750 fare products with four zones
Sources carrying this claim
clm-9d72a1c76e7edc93
quantitative
Bank cards work only on the STL's Laval buses, which have taken credit cards since 2017 and fleet-wide since 2022
Sources carrying this claim
clm-3bc01279fa02bfa2
quantitative
on nine exo bus lines north of the city where a two-year pilot began in December 2024
Sources carrying this claim
clm-09eebe88735239fe
quantitative
A CAD 146M replacement programme, Concerto, contracted to Masabi
Sources carrying this claim
clm-76e703f8c6c04943
quantitative
is meant to bring contactless bank cards to the whole regular network in 2027, after tests in 2026
Sources carrying this claim
clm-f38ae01806b25a26
quantitative
since July 2026 some Android users can validate a virtual OPUS at metro turnstiles
Sources carrying this claim
clm-c02091d62b1e5e3b
quantitative
Fare reform replaced 17 fare grids and more than 750 distinct fare products with 4 zones across the metropolitan region (ARTM)
Sources carrying this claim
clm-76d27970ce840ec5
quantitative
Single fare held at CAD 3.50 through the July 2022 phase
Sources carrying this claim
clm-129e32a239594619
quantitative
fares indexed about 3% on 1 July 2026
Sources carrying this claim
clm-f38bb0564360a1a6
quantitative
Montreal cut its zones from eight to four between 2021 and 2023
Sources carrying this claim
clm-4bba0c58875bbd57
quantitative
yet in 2026 a bank card still works only on Laval's buses and a handful of suburban exo routes
Sources carrying this claim
Forensic record — source dossiers, gaps, hashes and the exact revision this page renders
This layer records what is known about each source, what is still missing, and the exact snapshot this page is rendering. A missing date, archive or hash stays visible as missing.
Awaiting operator and domain-expert review; publication of this revision implies neither.
sha256:8175d86e5509a33d306ac67252afd69dc9562bfcc2a588b38e881218229e82e0
- 14
- of 14 claims mapped
- 10
- source dossiers
- 6
- publication dates recorded
- 0
- archives linked
- 0
- exact locators
- 0
- content captures hashed
Governance facts carried by the record
- Operator
- Autorité régionale de transport métropolitain (ARTM); card accepted by the STM, exo, the RTL, the STL and the REM
- Actor types
- utility
- Funding model
- public
- Funding description
- ARTM (regional transit authority), Quebec public funding
- Cost
- ≈CAD 146M (Concerto ticketing replacement, incl. contingency)
- Ownership
- Not recorded
- Decision rights
- Not recorded
- Exit conditions
- Not recorded
10 source dossiers
ARTM — Le projet Concerto
- Stable source ID
src-47eef5188c6b964f- Publisher
- Name not classified · artm.quebec
- Type / language
- web-page · language not classified
- Published
- Not recorded
- Updated
- Not recorded
- Source last checked
- No source-level check date
- Record last verified
- 2026-10-05
- Dossier created
- 2026-10-05
- Retrieved copy
- No local capture recorded
- Archive
- No archived copy linked
- Content hash
- No captured content hash
- Locator
- Descriptive only — not page/paragraph exact
Open the recorded source note
Roadmap: 'Paiement par cartes bancaires dans certaines lignes d'autobus d'exo en couronne nord' (H2 2024), bank card payment network-wide plus 'mise en place du compte de mobilité' in 2026, alternative payment and post-payment in 2027. Also states the shift from a card-centric system to 'un compte client virtuel (compte centrique)', and that Concerto replaces 'la plateforme billettique OPUS'. Load-bearing source for the absence of open payment today.
ARTM — Projet pilote de paiement par carte bancaire chez exo
- Stable source ID
src-e1b13daa9aba67d6- Publisher
- Name not classified · artm.quebec
- Type / language
- web-page · language not classified
- Published
- Not recorded
- Updated
- Not recorded
- Source last checked
- No source-level check date
- Record last verified
- 2026-10-05
- Dossier created
- 2026-10-05
- Retrieved copy
- No local capture recorded
- Archive
- No archived copy linked
- Content hash
- No captured content hash
- Locator
- Descriptive only — not page/paragraph exact
Open the recorded source note
'Démarré en 2024, et prévu pour une durée de 2 ans' — a two-year pilot launched December 2024. 'Payer avec une carte de crédit ou de débit, physique ou numérisée' on the Saint-Jérôme local lines '100, 101, 102, 103, 105 et 107, de la ligne 9 et des lignes 23 et 24'. Sole verified location of open-loop payment in the region.
ARTM — L'ARTM s'associe à Masabi pour développer une nouvelle solution billettique
- Stable source ID
src-317d256087cd5977- Publisher
- Name not classified · artm.quebec
- Type / language
- web-page · language not classified
- Published
- 2025-07-16
- Updated
- Not recorded
- Source last checked
- No source-level check date
- Record last verified
- 2026-10-05
- Dossier created
- 2026-10-05
- Retrieved copy
- No local capture recorded
- Archive
- No archived copy linked
- Content hash
- No captured content hash
- Locator
- Descriptive only — not page/paragraph exact
Open the recorded source note
Authority's own statement of supplier and cost: 'L'Autorité régionale de transport métropolitain (ARTM) annonce l'octroi un contrat à l'entreprise britannique Masabi'; 'Le projet respecte l'enveloppe budgétaire approuvée de 146 M$, incluant les fonds de contingence'; the platform 'prend en charge divers modes de paiement, notamment les cartes bancaires sans contact, les téléphones intelligents, les cartes à puce et les billets mobiles'.
- Claims linked
ARTM — Refonte tarifaire
- Stable source ID
src-fa283d040a388aa8- Publisher
- Name not classified · artm.quebec
- Type / language
- web-page · language not classified
- Published
- Not recorded
- Updated
- Not recorded
- Source last checked
- No source-level check date
- Record last verified
- 2026-10-05
- Dossier created
- 2026-10-05
- Retrieved copy
- No local capture recorded
- Archive
- No archived copy linked
- Content hash
- No captured content hash
- Locator
- Descriptive only — not page/paragraph exact
Open the recorded source note
'4 zones tarifaires plutôt que 8'; before the reform the region carried 'plus de 750 titres de transport distincts' across '17 grilles tarifaires'. Phases: July 2021 (zones C and D), 2022 (four zones region-wide), 2023 (24h and 3-day titles). Source of the impact figures.
Gouvernement du Québec — La refonte tarifaire se déploie à Laval, Longueuil et Montréal le 1er juillet 2022
- Stable source ID
src-bfbe880a23d9a757- Publisher
- Name not classified · quebec.ca
- Type / language
- web-page · language not classified
- Published
- 2022-04-28
- Updated
- Not recorded
- Source last checked
- No source-level check date
- Record last verified
- 2026-10-05
- Dossier created
- 2026-10-05
- Retrieved copy
- No local capture recorded
- Archive
- No archived copy linked
- Content hash
- No captured content hash
- Locator
- Descriptive only — not page/paragraph exact
Open the recorded source note
Independent confirmation of the phase-2 date and structure: 'L'Autorité régionale de transport métropolitain (ARTM) déploiera la deuxième phase de la refonte tarifaire le 1er juillet 2022'; 'un découpage du territoire en quatre zones'; 'Le tarif unitaire est maintenu à 3,50 $'.
- Claims linked
ARTM — Grille tarifaire 2026-2027
- Stable source ID
src-da079efccdf4e700- Publisher
- Name not classified · artm.quebec
- Type / language
- web-page · language not classified
- Published
- 2026-05-01
- Updated
- Not recorded
- Source last checked
- No source-level check date
- Record last verified
- 2026-10-05
- Dossier created
- 2026-10-05
- Retrieved copy
- No local capture recorded
- Archive
- No archived copy linked
- Content hash
- No captured content hash
- Locator
- Descriptive only — not page/paragraph exact
Open the recorded source note
Current fare year: 'À compter du 1er juillet 2026, la majorité des titres de transport feront l'objet d'une indexation moyenne d'environ 3 %'. Contains no mention of fare capping.
- Claims linked
La Presse — Des usagers d'Android peuvent maintenant valider un passage avec leur téléphone (22 July 2026)
- Stable source ID
src-d9b7ac680578e7ec- Publisher
- Name not classified · lapresse.ca
- Type / language
- web-page · language not classified
- Published
- 2026-07-22
- Updated
- Not recorded
- Source last checked
- No source-level check date
- Record last verified
- 2026-10-05
- Dossier created
- 2026-10-05
- Retrieved copy
- No local capture recorded
- Archive
- No archived copy linked
- Content hash
- No captured content hash
- Locator
- Descriptive only — not page/paragraph exact
Open the recorded source note
Currency anchor, four days before review: some Android users can now validate a trip with their phone. This is a virtual OPUS title in the Chrono app, not a bank card. Article body blocked (403); headline and outlet verified by search, so treated as media-grade support only.
- Claims linked
STM — Lancement de la carte OPUS dans les transports collectifs au Québec (2008)
- Stable source ID
src-4e90df5d7e848cdf- Publisher
- Name not classified · stm.info
- Type / language
- web-page · language not classified
- Published
- 2008-04-21
- Updated
- Not recorded
- Source last checked
- No source-level check date
- Record last verified
- 2026-10-05
- Dossier created
- 2026-10-05
- Retrieved copy
- No local capture recorded
- Archive
- No archived copy linked
- Content hash
- No captured content hash
- Locator
- Descriptive only — not page/paragraph exact
Open the recorded source note
Operator press release announcing the OPUS launch in 2008, with students served in autumn 2008 and regular customers in Montreal, Laval and Longueuil in November 2008. Basis for yearStart.
- Claims linked
Wikipedia — Opus card
- Stable source ID
src-72b34e4f90a3922a- Publisher
- Name not classified · en.wikipedia.org
- Type / language
- web-page · language not classified
- Published
- Not recorded
- Updated
- Not recorded
- Source last checked
- No source-level check date
- Record last verified
- 2026-10-05
- Dossier created
- 2026-10-05
- Retrieved copy
- No local capture recorded
- Archive
- No archived copy linked
- Content hash
- No captured content hash
- Locator
- Descriptive only — not page/paragraph exact
Open the recorded source note
Weakest source, used only for two supporting details: the card follows the Calypso / ISO-IEC 14443 standard, and 'Following Montreal's public transport reorganization effective June 1, 2017, the Opus ticketing system has been the property of the Autorité régionale de transport métropolitain (ARTM), which has delegated its management to the STM.' The delegation detail is single-sourced and deliberately kept out of the entry fields.
- Claims linked
Mass Transit — Credit card payments now accepted on all STL buses (13 Apr 2022)
- Stable source ID
src-773005ba1f81a75a- Publisher
- Name not classified · masstransitmag.com
- Type / language
- web-page · language not classified
- Published
- 2022-04-13
- Updated
- Not recorded
- Source last checked
- No source-level check date
- Record last verified
- 2026-10-05
- Dossier created
- 2026-10-05
- Retrieved copy
- No local capture recorded
- Archive
- No archived copy linked
- Content hash
- No captured content hash
- Locator
- Descriptive only — not page/paragraph exact
Open the recorded source note
STL press release: 'now accepting credit card payments on its entire bus fleet', after introducing them on some buses five years earlier; supported and funded by the ARTM, with Flowbird and Moneris.
- Claims linked
Known limits of this file
- Publisher names and source languages have not yet been classified; domains are recorded without guessing.
- Existing source notes are descriptive locators, not page- or paragraph-exact citations.
- A missing archive, publication date or content hash is shown as null rather than inferred.
- The project-level evidence grade ranks the strongest source in the entry; it is not a truth score for every claim.
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📎 Cite this project
1001 Smart Cities (2026). “OPUS Card and the ARTM's Regional Fare System” — Montreal, Canada. The Smart City Atlas. https://1001smartcities.org/projects/montreal-opus-card/ (last verified 2026-10-05). Data: CC BY 4.0.
The underlying data is free to reuse with attribution — see the open data page.
